Health Card Packages

Gold Package

৳ 1000 / Year

Death Benefits:

Normal Death: ৳ 15,000
Accidental Death: ৳ 30,000
Disability: ৳ 15,000

Other Benefits:

Bed Rent: ৳ 5,000 (Max per Year)
Doctor Visit: ৳ 300 (10 Visits per Year)
Pathology Test: ৳ 1,000
Surgical Tools: ৳ 3,000
Medicine Purchase: ৳ 3,000

Renewal:

Renew by depositing ৳ 1000 to activate card.

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Diamond Package

৳ 1500 / Year

Death Benefits:

Normal Death: ৳ 40,000
Accidental Death: ৳ 80,000
Disability: ৳ 40,000

Other Benefits:

Bed Rent: ৳ 10,000 (Max per Year)
Doctor Visit: ৳ 300 (10 Visits per Year)
Pathology Test: ৳ 5,000
Surgical Tools: ৳ 5,000
Medicine Purchase: ৳ 2,000

Renewal:

Renew by depositing ৳ 1500 to activate card.

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Standard Package

৳ 2000 / Year

Death Benefits:

Normal Death: ৳ 30,000
Accidental Death: ৳ 60,000
Disability: ৳ 30,000

Other Benefits:

Bed Rent: ৳ 10,000 (Max per Year)
Doctor Visit: ৳ 600 (10 Visits per Year)
Pathology Test: ৳ 2,000
Surgical Tools: ৳ 6,000
Medicine Purchase: ৳ 6,000

Renewal:

Renew by depositing ৳ 2000 to activate card.

Apply Now

Premium Package

৳ 3000 / Year

Death Benefits:

Normal Death: ৳ 80,000
Accidental Death: ৳ 160,000
Accident Injury: Maximum ৳ 80,000

Other Benefits:

Admission Benefits: ৳ 50,000 per year
Bed Rent: Up to ৳ 20,000 per year
Hospital Bed Rent: ৳ 1,000 per day, up to 20 days per year
Doctor Visit: ৳ 600 per visit, up to 10 visits per year
Pathology Test: ৳ 10,000 per year
Surgical Equipment Purchase: ৳ 10,000 per year
Medicine Purchase: ৳ 4,000 per year

Renewal:

Renew by depositing ৳ 3,000 to activate the card.

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Family Package

৳ 5000 / Year

Death Benefits:

Normal Death: ৳ 50,000 (Cardholder only)

Other Benefits:

Admission Benefits: ৳ 15,000 per year
Bed Rent: ৳ 5,000 per year
Hospital Bed Rent: ৳ 500 per day, up to 10 days per year
Doctor Visit: ৳ 300 per visit, 10 visits per year
Pathology Test: ৳ 3,000 per year
Surgical Equipment Purchase: ৳ 2,000 per year
Medicine Purchase: ৳ 2,000 per year
Other Benefits: Available to all cardholders

Renewal:

Renew by depositing ৳ 5,000 to activate the card.

OPD Benefits:

Doctor Visit: ৳ 200 per visit, up to 5 visits per year
Pathology Test: ৳ 1,000 per year
Medicine Purchase: ৳ 1,000 per year

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Platinum Package

৳ 8500 / Year

Death Benefits:

Normal Death: ৳ 60,000
Accidental Death: ৳ 120,000
Disability from Accident: ৳ 60,000

Other Benefits:

Admission Benefits: ৳ 60,000 per year

Renewal:

Renew by depositing ৳ 8500 to activate the card.

OPD Benefits:

Doctor Visit: ৳ 200 per visit, 10 visits per year
Pathology Test: ৳ 2,000 per year
Medicine Purchase: ৳ 2,000 per year

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Maternity Package

৳ 7000 per Year

Benefits:

Caesarean Delivery: Up to ৳ 30,000
Normal Delivery: Up to ৳ 15,000
Abortion/Miscarriage: Up to ৳ 10,000

Other Benefits:

Admission Benefits: ৳ 60,000 per year

Conditions:

No benefits if delivery occurs within 8 months of card issuance.
No benefits if delivery occurs after 12 months of card issuance.
Renewal with another annual installment of ৳ 7000 required for benefits after 12 months.
All benefits provided if delivery occurs between 8 and 12 months of card issuance.
Abortion/Miscarriage benefits may be relaxed if it occurs within 8 months of card issuance.

Services

Glorious Smart Health Card Services

Emergency Care

Emergency services are covered, including ambulance charges, emergency room visits, and urgent medical care. Insurance often provides immediate treatment for accidents or life-threatening conditions. It's essential to know the nearest network hospital for quick service.

Operation & Surgery

Health insurance often covers the costs of surgeries and medical procedures, whether they are elective or medically necessary. This includes pre-surgery consultations, the surgery itself, post-operative care, and related treatments. Coverage may vary depending on the plan, and some surgeries may require pre-authorization from the insurer.

Outdoor Checkup

Some health insurance policies offer coverage for preventive care, which may include regular health checkups, screenings, and consultations. These checkups may take place in various settings, such as health camps or mobile clinics, especially if the insurer is part of a broader community health program.

Death Coverage:

In health insurance, this typically falls under life insurance or accidental death and disability coverage, which is sometimes bundled with health plans. It provides financial support to the insured's family in case of their death due to illness or accident. This can help cover funeral expenses and provide a lump sum to the beneficiaries

Medicine & Pharmacy

Health insurance typically covers prescribed medications, either partially or fully, depending on the plan. Some plans also have pharmacy benefits, where insured individuals can get discounts or have their medications provided at no cost at participating pharmacies.

Cashless Hospital:

A cashless hospital network means that policyholders can receive medical treatment at partner hospitals without having to pay out of pocket. The health insurance company directly settles the hospital bills (within the policy limits) based on the terms of the insurance. This reduces the financial burden on the insured at the time of hospitalization.